Pre-approval
At Western Sydney Finance, we understand that obtaining pre-approval for a loan can be a crucial step in the home buying process. It provides you with a clear understanding of how much you can borrow, giving you the confidence to make informed decisions when searching for a property. Pre-approval can also strengthen your position when making an offer, as it demonstrates to sellers that you are a serious buyer with financing already in place.
Our team can assist with:
- Explaining the pre-approval process and its benefits
- Assessing your financial situation to determine your borrowing capacity
- Guiding you through the documentation required for pre-approval
- Providing support throughout the pre-approval and home buying journey
FAQs
Can a mortgage broker help me more than a lender?
A Lender is fantastic for representing their own product range, however as mortgage brokers, we have the software and know-how to compare a range of Lenders with diverse product options. It’s always worth checking out the whole field of options.
How much will it cost me to use a broker?
As brokers, we’re paid at settlement by the lender, so there’s nothing to come out of your pocket to obtain our services. There’s nothing to lose by engaging our help
I’m a little far away from you, do you travel?
We’re available locally as well as digitally in more remote cases – thank you zoom!
I don’t keep standard hours and find it hard to schedule appointments, can you still help me?
Absolutely, with digital options out there, we can look at booking in an unconventional time to catch up if needed. The up side of our service is we can work with the banks during business hours to keep your application moving along when you can’t.